“Life happens”, the short saying you use when something unplanned or accidental happens.
Sometimes we are lucky enough to only have to reschedule minor plans. However, other times we are not so lucky and when “life happens”; we need to be prepared.
Disability insurance can help your employees keep one of their most important assets protected, their income. When that unexpected injury, childbirth, or illness occurs, it can hinder their ability to make ends meet for themselves and their families.
- Something most people don’t think about is just over one in four of today’s twenty year olds will be disabled before reaching the age of sixty-seven.
- Even more shocking, is that some of the most common disabilities are not covered by workman’s compensation.
- These disabilities include cancer (16%), back disorders (excluding injury) (13%), injuries (12%), cardiovascular (9%), and joint disorders (9%); as you can see these are very common disorders that several people are affected by.
In today’s world of ever growing technology comes higher prices for medical care. These troubling times can be less stressful with the help of a disability insurance plan. Let that sink in. Surely, you want to give your employees and their families protection against the inevitable. You’re probably wondering, how do I achieve this? How does this work without breaking a budget?
You have options, from a short term plan that allows you to pay a little at a time for a period of several weeks, to long term coverage for several months to several years. Either way, you can’t really go wrong!
These plans work together, with flexible coverage for you and your employees, when disability lingers, have the piece of mind so you and your employees can focus on what’s important. Which shouldn’t be if you have the coverage, or can afford what workman’s compensation won’t cover.
Extra protection for your company and employees, that will save you both money in the end.