Colonial Life, The BeneChoice Companies, Stacia Robinson, insurance, education, community, contribution, employer, employee, benefit, benefits, benefit administration, benefit administrator, life, health, accident, long term disability, workers compensation, planning, The BeneChoice Companies, workplace, employees, turnover, benefits, insurance, turnover, Stacia Robinson, Montgomery, AL, Colonial

The True Cost of Turnover

If you are in business to stay in business then you must take care of and retain your best team members and continually attract new top performers.

 

So what do you need to do to look after your employees?

 

The simple answer is take care of the people in your employment fold. You want to attract them and keep them.

Colonial Life, The BeneChoice Companies, Stacia Robinson, insurance, education, community, contribution, employer, employee, benefit, benefits, benefit administration, benefit administrator, life, health, accident, long term disability, workers compensation, planning, The BeneChoice Companies, workplace, employees, turnover, benefits, insurance, turnover, Stacia Robinson, Montgomery, AL, Colonial

 

According to Colonial life, 65% of employers are experiencing problems attracting top performers and 54% are having difficulting retaining them. So it is clear employer are struggling with retention.

 

When an employee stays with your organization long term, there are some measurable benefits:

  1. You gain from their business experience
  2. You make more money
  3. You save money on recruiting
  4. You save money on training and development
  5. You keep employee morale intact as people are building relationships

 

This handy calculator can show you how much you save when you reduce employee turnover. Consider all that goes into finding your next best top performer. You have to write the ad, run the ad, sort through resumes, interview, check references, do background checks, welcome them on their first day, have other employees cover the work during the process, train them, mentor them and give them time to learn the ropes before they might even make a financial impact.

 

So how do you get employees to stay with you?

 

Maybe you can not give company cars, huge bonuses, etc. That is alright. Employees don’t just care about the money. What they want most is to fit in, feel valued and that they are part of a team. They want to enjoy going to work and they want to know that there is a plan for their future in regards to opportunity, benefits and financial stability.

 

If you are in a situation where you have high turnover, please watch our blogs over the next few months as I’ll be giving you some thoughts on how to make your workplace the place to be.

 

Highest regards,

 

Stacia

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Colonial Life, The BeneChoice Companies, Stacia Robinson, insurance, education, community, contribution, employer, employee, benefit, benefits, benefit administration, benefit administrator, life, health, accident, long term disability, workers compensation, planning, The BeneChoice Companies, workplace, employees, turnover, benefits, insurance, turnover, Stacia Robinson, Montgomery, AL, Colonial

Stop the Headache of Turnover

For myself and many other small businesses, employee turnover is a huge issue.  When you have a small team and on person leave, it leaves a gap in what others have to do to make up the difference or it just not get done at all.

 

This doesn’t even take in the amount of stress it puts on anyone or the cost of replacing them. This shift in responsibility can create productivity issues and lower moral.


So the more we can keep our talent, the better.  The number one thing at the top of the list for why employees leave is money. Pay a solid base pay. This is at the top of the list for both employee attraction and retention.

Colonial Life, The BeneChoice Companies, Stacia Robinson, insurance, education, community, contribution, employer, employee, benefit, benefits, benefit administration, benefit administrator, life, health, accident, long term disability, workers compensation, planning, The BeneChoice Companies, workplace, employees, turnover, benefits, insurance, turnover, Stacia Robinson, Montgomery, AL, Colonial

So what are the things we can do as employers to keep our top talent?

  1. Be A Good Boss. According to the Society for Human Resources (SHRM), “28% of employees say they would rather have a btetter boss than a $5,000 raise, it’s clear that having a good boss is something that is highly rated by your team.
  2. Provide clear developmental opportunities. Have you ever thought that you were going nowhere in a job? If you have thought that ever, then your team has too.  As an employer it is vital so show your team where they can go – what skills they can grow and contribute, opportunities to serve, and really dial into their heart’s desires.
  3. Create a great place to work.  Think about your idea workplace. Most people seek stimulating projects, organizational and personal well-being, and dedicated teammates. Allowing others to be toxic poisons the whole. Be an employer who is mindful of what is truly happening around you.
  4. Get creative with employee perks. If you don’t have a huge budget, that is is ok. YOu just have to think outside the box and even ask your team what they want. Perhaps they would like to have game consoles, pet to work days (people are gaga about their pets), or even just extra recognition. People will do more for recognition than money somet
  5. Pay attention to employee benefits. According to  SHRM, 63% of employee s say benefits are “very important” which was even ahead of compensation/pay at 61% and job security at 59%.  If you are a small employer that can not afford benefits at the level of a large organization, consider voluntary benefits to your team.


Our team would love to help you see the value in offering a solid employee benefit or voluntary benefit plan to your organization – no matter what the size.

 

Highest regards,

Stacia

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Live Wellness At Work

The #1 resolution for every new year is health and wellness related. Consider linking the considerable amount of hours employees spend at work with this.

health, wellness, worksite wellness, Colonial Life, The BeneChoice Companies, Stacia Robinson, insurance, education, community, contribution, employer, employee, benefit, benefits, benefit administration, benefit administrator, life, health, accident, long term disability, workers compensation, planning, The BeneChoice Companies, workplace, employees, turnover, benefits, insurance, turnover, Stacia Robinson, Montgomery, AL, Colonial

Consider some of these options for your Employee Wellness Program:

1. Home cooking recipe club

Obesity, heart disease, diabetes… they’ve all been linked to diet in one way or another. Thinking about wellness and food made a few of us in the team review our cooking habits. We quickly discovered that there was a whole lot of healthy eating expertise right here in the office waiting to be shared.

Home cooking recipe club is an email trail that we add to when we’ve made something delicious and healthy at home. From baked sweet potato with yogurt slaw to a humdinger of a healthy hotdog recipe, we’ve had some eye-opening contributions. Sometimes if we get lucky, the meals make it to work for a lunchtime bring-a-dish party.

2. Standing desks

Sitting down for long periods of time isn’t great for your health – ask any long distance truck driver. So why not give your people the option to work standing up for a while? When I looked at a few sites the other day, you could pick one up a standing desk for under $200 – less than the price of many office chairs (which you’re hopefully going to use less of).

Standing desks first became popular in the tech industry, where workplace wellness was also pioneered in the early 2000s. But they’ve been around way longer – did you know Hemingway used one?3 They apparently reduce your risk of obesity, diabetes and even cancer. Sounds like a good investment to me.

3. Plants

Do plants really make a difference? Heck yes! According to this article on the CIPHR website, as well as making employees feel more relaxed they can also boost morale and improve air quality. Many varieties of plant can live happily alongside your staff without too much effort from you. Succulents and cacti are easy to care for, while tough specimens like the spider plant will grow enthusiastically with basic care (think once-a-week watering and the occasional drop of plant food). You could even invite staff to bring their own from home if they like.

Highest regards,

 

Stacia

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The BeneChoice Companies, workplace, employees, turnover, benefits, insurance, turnover, Stacia Robinson, Montgomery, AL, Colonial

Stop High Turnover With Your Team

Turnover is always a huge issue when it comes to being an employer. Why? Well, life happens. Let’s look deeper than that though. There might be a reason people are not staying with you or your organization long term. It is costly to your organization to have an ongoing turnover problem.

The BeneChoice Companies, workplace, employees, turnover, benefits, insurance, turnover, Stacia Robinson, Montgomery, AL, Colonial

So let’s look at how to keep your top talent, grow them and in turn, grow your business.

You can keep employees by:

  1. Paying well. Base pay is still at the top of the list for what employees are wanting.
  2. Be a good boss. Not that you ever have the intention to be a terrible boss but what if some of your actions are driving people away? Are you open to ideas of your team? Do you recognize your team for little and big accomplishments? Are you rigid or open and positive? Normally liking your boss has nothing to do with if you would be friends with them outside of work. It has everything to do with trust, respect, encouragement, listening and accountability.
  3. Provide opportunity for your team to develop and grow. People want to be considered for leadership, mentored and their leadership skills developed. That is your job as their leader. If you don’t have the skill, time or resources to do this, you’ll need to spend the money on third-party trainings or seminars.
  4. Ensure your environment is stimulating vs. toxic. No one wants to come to a toxic work place. Energetically it affects everything when you or your team are fostering the right environment and not allowing the wrong one to live. It really stinks when the leader is the toxic one. Take responsibility for your environment, even if it is you causing the discomfort.
  5. Offer perks. This could be as simple as coffee/tea, breakfast, meals, napping room, ability to play games or go on social media during breaks. Make your place of work a place people want to be at.
  6. Benefits! Along with base pay benefits are important. If you are an employer who does not offer benefits, please look into supplemental voluntary benefits or third party perks like mentioned in #5. Chair massages would go a long way with many people and it is very healing.

The BeneChoice Companies, workplace, employees, turnover, benefits, insurance, turnover, Stacia Robinson, Montgomery, AL, Colonial

Make your place of work a great place to work.

Highest regards,

Stacia

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Yoga Can Help Restore Your Health

We all want to jump right back in after an injury but sometimes the body has other plans.

 

More health professionals would tell you this is simply your body telling you to slow down, take it easy or move into your new state of health slower.

 

Yoga might be an option and a great therapy to consider.

yoga, health, Colonial Life, The BeneChoice Companies, Stacia Robinson, insurance, education, community, contribution, employer, employee, benefit, benefits, benefit administration, benefit administrator, life, health, accident, long term disability, workers compensation, planning

 

There are many kinds of yoga from hot yoga, restorative yoga, senior yoga, etc.

 

I have a friend that swears by restorative yoga as a tool to slow down, relax, reduce cortisol, slow the heart rate and increase conditions for healing. Most yoga practioners will also tell you that yoga also improves your mental state of being.

 

You don’t even have to venture out in public with your yoga pants and yoga mat. You can easily do yoga at home. All you need are some towels, blanket and pillows. So far, I like the sound of this.

 

Start easy and warm up your body. If you can take a quick 10-30 minute walk, start with this. Say you are in a busy life where you don’t get to move much, your mind is probably always on the go regardless. The less anxious you are, the better you will feel. Unwinding with a quick walk can help.

 

Now it is time to strike a pose. Not for the camera though, we are now talking yoga. Try these:

 

Legs Up the Wall Pose

  • Sit with a hip about a foot from a wall. Pivot to face the wall, and lie back.
  • Lift your legs, so your heels rest on the wall. Scoot your buttocks far enough from the wall to feel a slight opening in the back of the legs. If you’re recovering from a leg injury, instead bend your knees and rest your lower legs on a bed, couch or chair.
  • Stay for 1 to 5 minutes.

Specific benefit: Opens the hamstrings (less so with bent knees and lowered legs) and relieves weary legs. Improves circulation because turning upside down helps return blood to the heart.

Supported Forward Bend

  • Sit with your back against a wall, legs ahead. Place pillows or folded blankets or towels under your knees (lots if you’ve had a hamstring or glute injury) – enough to allow the back of your thighs to relax. Place several more on your front thighs and shins.
  • Sit up straight and encourage the natural curve of your spine (back of hips, shoulders and head all against wall, with space to slide your hand between your lower back and wall).
  • Hinge forward from your hips without rounding your lower back, and then rest your belly and chest on the padding over your front thighs. Rest your forehead, and drop your arms down.
  • Stay for 1 to 5 minutes.

I hope you’ll love restoring your body with yoga.

 

Highest regards,

 

Stacia

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Telemedicine is the Answer

Have you heard the term “telemedicine” before this article? If not, you have probably used it. Dictionary.com defines telemedicine as “the diagnosis and treatment of patients in remote areas using medical information, as x-rays or television pictures, transmitted over long distances.

 

Take a step back and think about things for a moment: we live in a world where instant access in the new normal. You can select next-day shipping for your online purchases. You can binge watch any show for several seasons. Any type of music is a quick swipe away from hearing. If you want an answer to any question, just ask your phone.

 

With all of this information just click away, why should immediate access to medical care be a long wait? Telemedicine is changing the way we look at healthcare. It’s more about getting the correct answer quickly and less about making an appointment and waiting to be seen.

 

Telemedicine is not a new concept but it is a growing option for employers to add to their health care packages. Ultimately, this helps to cut costs for health care and improve access for all employees. Now, 80 percent of employers offer a telehealth benefit to their employees. This may be access through apps on their phones, access to ask a nurse a question 24/7 through a phone line/internet service, and many more.

 

For many employers and employees, this may mean the difference between taking time off to visit a physician or being able to make quick inquiry and access to pick up a prescription at a local pharmacy quickly. This saves time for employers, employees, and licensed physicians. It’s predicted that this could save companies more than $6 billion a year in health care costs. With the savings of time and money, it is no surprise that employers and employees are flocking to the idea of telemedicine as a solution to give more access to everyone for healthcare options!

Highest regards,

Stacia


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The BeneChoice Companies, wellness, employee, benefits

Do Well With Wellness

Wellness programs can pay dividends for both employers and their employees.

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The best part is that you don’t need to make a major investment to see a great return.

Why promote employee wellness?

Wellness programs have been shown to create happier, healthier employees and a more productive workforce.

A 2010 study in Health Affairs found that every dollar a business spends on wellness causes medical costs to drop $3.27, and absenteeism costs to drop $2.73.

Ron Loeppke, MD, MPH, told EHSToday that in his study of one large company, he found the company lost eight days of productivity per full-time employee every year due to both absenteeism and presenteeism (coming to work despite being sick).

How to promote employee wellness

There are several cost-efficient ways to instill a wellness culture in your business.

Inc.com suggests making healthy food available, restricting weekend work and promoting friendly fitness competitions. You could even purchase pedometers for your employees (they only cost a few dollars) and use them to score your weekly or monthly competitions.

The Wall Street Journal recommends removing junk food from the vending machines and offering education about the benefits of healthy eating.

Communication is key

The Wall Street Journal encourages businesses to keep their focus on improving employee health. Communicate how your company is conducting the wellness program, first and foremost, because you care about your employees’ well-being.

While money-saving and productivity increases may be side-benefits of your efforts, your employees should know their health comes first, and matters most, to you.

You don’t need a big budget to do wellness well. Try implementing a few small changes and see how you can improve the health of your employees and business.

 

Highest regards,

 

Stacia

 

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Walking versus Running

It may come as an initial shock, but walking for exercise comes with many health benefits despite the lack of intensity it has when compared to running.

For starters, walking puts less pressure on your joints; jogging and / or running instantly adds fast pressure with each step.  If you experience joint problems, waking will give you exercise without the joint pain/pressure.  However, if you don’t have any joint problems, try adding a few minutes of jogging to a walking routine and gradually add to it. By adding jogging to your routine – even small amounts – it will challenge your body. Minor changes to your exercise routine will allow your muscles not to get stagnant. When muscles get used to the same workout, you stop getting benefits of muscle toning, weight loss, and remaining fit.

For those of you that do experience joint pressure, even with walking, choose a surface that can absorb some of the impact. A concrete sidewall will not absorb the impact of pressure from walking/jogging thereby your joints will need to absorb the impact. If you walk / jog on a dirt path, the soft ground will absorb some of the impact thereby making each step less damaging to your joints.

Whether you choose to walk, jog, or run, you will reap benefits of improved sleep, a balanced mood, better energy, decreased blood pressure, burning Calories, and lower cholesterol.

However, if you run instead of walk, you will gain the same benefits with a shorter amount of time dedication. For example, a 200 pound man would burn 113 Calories walking 1 mile in 15 minutes. The same man would burn 151 Calories running 1 mile in 10 minutes. That means a five minute shorter workout time could burn an additional 38 Calories. You can check the numbers yourself at www.caloriesperhour.com.

To improve your cardiovascular abilities, running is a better choice. While running, you challenge your muscles and lungs at a higher intensity than walking would.

Walking on a dirt path offers less strenuous of an impact on joints within the body, however jogging / running offers the same health benefits of walking with less time dedication.

Kindest regards,

Stacia

 

 

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accident, insurance, Stacia Robinson, Colonial Life, BeneChoice Companies

Customizable Accident Protection for Employers

Colonial Life now offers America’s employers customizable accident protection that helps protect their financial well-being. When an unexpected injury happens, accident insurance pays benefits to help with the costs. These accidents can vary from a fracture, a dislocation, a cut or a burn etc. For the average American worker, health insurance may not be enough to cover the financial burdens they face. As the trend for high-deductible health care plans continues, the average American needs to have that high-deductible available in their personal savings…and they don’t.

This plan pays higher benefits than previous plans at competitive affordable prices. Employers can adjust the plan they offer to match the needs of their employees. They can select from three optional benefits.

1) Active lifestyle: This boosts benefits by 20%.
2) Well-being assistance: This helps pay for routine preventive care.
3) Gunshot wound benefit: This is for expenses from a nonfatal gunshot wound.

From there, employees can customize their coverage more by choosing from options such as disability income during an accident, sicknesses, critical illnesses, or hospitalization.

Employees can choose Colonial Life’s new individual accident plan, which will give access to new benefits including telemedicine and treatment for post-traumatic stress disorder from a covered accident. Coverage can be for themselves only or include family members making this additional coverage highly sought after.

Additionally. coverage is guaranteed without answering health questions. People can keep their coverage if they change jobs or retire (as long as they continue paying premiums.)

This plan also is compatible with health savings accounts, typically offered alongside high-deductible health plans.

By having the individual accident plan be indemnity based, Colonial Life gives people a peace of mind to know that they are paying a set amount based on the injury / treatment they receive.

Benefits are paid directly to the person insured and will not be reduced by any other insurance. Because this is not like Workers` Compensation, it can cover injuries off the job as well as at work.

Since this plan is voluntary, employees can select and pay for the coverage, which eliminates a cost to the employer. Ultimately, this presents a win – win option for employees AND employers.

Highest regards,

 

Stacia

 

Learn How Yoga Can Help You In The Workplace

When people think of yoga, they often think of yoga mats, complicated positions and retreats in the mountains requiring days of silence. However, I am here to tell you that if you can breath, you are in luck with yoga. Yoga is something you can even do at work without anyone knowing you are doing it.

This practice is about using our innate tools to quickly rid our own suffering. Now you may be thinking, “Stacia, I am not suffering” but we all suffer more than we’d like to admit.

 

Such things like negative thoughts, boredom, frustration and even anger are triggers letting you know there is some kind of suffering going on.  So how does simple yoga help this? It all starts with breathing. When we breathe with intention and attention, we are present to the very moment.

 

It doesn’t matter if you wear a three-piece suit, medical scrubs, a uniform or construction boots and a hard hat to work.

 

Remember if you can breathe, you can do do yoga at work. Try this right now, inhale and notice what happens to your body’s toros. Exhale, and notice again what happens to your body. Repeat this 15 times while counting to 1, 2, 3 each time you inhale and exhale.

 

When you focus on breathing this intently, your mind isn’t wandering to anything else, putting a quick halt to any pain and suffering going on in your world, body, life. You calmed your nervous system and unknowingly to you, you decrease your cortisol, the stress hormone. If you are depressed or sad, this same breathing techniques is known to help.

 

There is no required number of rounds for breath-work, but the longer you can do each, the more you’ll feel the effects. Believe it or not, you are practicing yoga.

 

Warmest regards,

Stacia