Most employees want to feel sure that if something happened to them their loved ones would still have financial stability. And yet many people don’t prioritize having sufficient coverage in place, and 2 in 5 people don’t have any life insurance in place according to Life Happens, 2016 Insurance Barometer Study, 2016.
This is just scary. Look around at work. Yes, right now. Look to your left and look to your right and identify 5 people. Two of those five people don’t have any life insurance and their families would be left to cover funeral costs, and figure out how to replace your co-worker’s wages if something were to happen to them. If you work in an insurance office like I do, go talk to those 5 people and ensure they are all covered for their families sake.
Life insurance is for the survivors. It usually brings them great peace and comfort knowing they have a little bit of financial stability – at least for a little bit.
Life insurance is one of those things people procrastinate about. They know they need it — but there are other pressing bills to pay, and other things to think about, and somehow it never ends up at the top of the list.
On top of that, there’s the question of how much to buy.
For both of these reasons, it’s a great thing to o er as part
of a workplace benefits package as it provides an easy route for employees to get insurance. With a small, straightforward selection of policies to choose from, employees can more easily decide which one is the right choice for them.
30% of Americans admit they know they need more life insurance. Factors like cost make them put off buying it according to LIMRA, 2015 Life Insurance Awareness Month, Sept. 2015.
Highest regards,
Stacia
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