About Us

 

The BeneChoice Companies have been delivering results since 2000. Our goal is to provide both a superior customer experience and tremendous value for our customers.

3 Questions of Promoting The BeneChoice Companies 

1. Why do we love what we do?

We love what we do because we directly help lower costs and solve one of the biggest challenges of employers; the rising cost of employee benefits. Most employers don’t know there are options!

2. Why choose us over our competition?

Our competition only sells one of several insurance and benefits options; however, We are three companies in one: (1) a Benefit Communications company (2) an Enrollment Company (3) and a Supplemental Company. At no cost to the employer, we communicate and enroll their entire benefits package – even those that we don’t directly offer such as Flexible Spending Accounts and 401-K Retirement Plans.

3. A powerful passionate story about helping a client

One story that depicts what weknow is the right business for us is the owner of a hair salon gave the employees of her new and existing locations the opportunity to cover the gaps in their benefits package. One of the products that she purchased herself was a Cancer Insurance policy. Three months after owning the policy she was unfortunately diagnosed with Cancer. She did in fact beat it because of early detection, however, the payments she received from the policy paid her unforeseen expenses associated with the illness. The most unexpected thing she did was to take the time to call and thank me for offering it because she was able to also keep her business open while she was being treated…All because of the finances provided from a $20.00 a month policy!

We love our customers and welcome your feedback and suggestions. Use our Contact Us page to tell us what we’re doing right or what we can improve on.

4. The following describes the type of product(s) and service(s) we offer:

Benefits Enrollment and Communications for government organizations, businesses and associations to help employees understand the numerous choices and the value of those choices. At no cost to the employer, we communicate and enroll their entire benefits package – even those that we don’t directly offer such as Flexible Spending Accounts and 401-K Retirement Plans.

Voluntary & Group Insurance Products, to include Health Insurance, Short-Term Disability, Cancer Insurance, Hospital Confinement, Critical Illness, Long-Term Care Coverage, Wellness Benefits & Life Insurance. These products are made available by employers, yet owned by the employee & cover out-of-pocket expenses not covered by health insurance.

Benefits Consulting to organizations and insurance brokers to: (1) offer solutions to lower cost of healthcare inflation; (2) help stay current on trends in benefits and (3) implement changes in benefits plans.

5. Examples of qualified referrals for us would be:

Government organizations such as states, cities, counties, school systems, two-year colleges, universities and federal government organizations such as VA hospitals, Social Security Administration, Federal prisons, & Military organizations. Medical organizations such as hospitals, nursing homes, assisted living facilities, doctor offices and clinics. Manufacturing and Industrial Companies such as construction companies, trucking companies, manufacturing companies. I am interested in getting a personal introduction to the business owner, office manager, department head who makes the decisions about benefits programs. Titles include Owner, President, V.P. of Human Resources, Risk Manager. Individuals who don’t have access to payroll deducted benefits such as health insurance, short-term disability and long-term-care coverage.

6. Examples of referrals that are NOT what we need are:

Referral prospects that are not expecting my call.

7. The following scenario describes the perfect referral for us:

A decision maker who is frustrated by healthcare inflation. Ask them: “May I have the courtesy of your office to introduce you to The BeneChoice Companies?”

WELCOME

Watch this 1 minute video to learn more about who we are and what we do in the world of custom benefits.

Testimonials

Our wonderful customers are the reason we’re in business. Here are some of the great things they’ve said about us.

We’ll do everything we can to make sure you’re a satisfied customer, too!

“We love working with The BeneChoice Companies because they make benefits simple! Their team works with our designated staff to make sure benefits enrollments are seamless and easy for our staff.” – City of Montgomery

Services

The BeneChoice Companies is an insurance, financial, and employee benefits provider, extending services to both employers and employees alike. The BeneChoice Companies specializes in benefits enrollment, benefits communication and group health & voluntary insurance. Here are just a few of the services offered to help companies retain and attract talented professionals:

  • Assist employers in managing the rising cost of effective employee benefits packages.
  • Conduct employee education and communication on their benefits packages at no extra cost to employers. Many employees do not understand what is offered.
  • Provide insurance and employee benefits to employees and their families. The BeneChoice Companies offers a broad line of insurance products including disability, accident, life, dental, vision, health, cancer, critical illness, hospital confinement and long-term care.
  • Identify and fill the gaps for people whose insurance plans leave them vulnerable. They can assist in restoring peace of mind through insurance and financial products that complete their coverage.
  • Provide state-of-the-art Wellness and Flexible Spending Account Programs that improve employee health and reduce healthcare costs.
  • Recommend appropriate benefits that are cost effective and appropriate for your profession. This would include the following benefits:-Medical Insurance-Life and Group Life / Disability and Group Disability-Long Term Care / Individual and Group-Dental Insurance-Qualified Retirement Plans-Cafeteria Plans
  • Alert you to appropriate business continuation strategies in which insurance or securities can be used as a funding vehicle.
  • Shop the market on your behalf  educating you on the strength of contract and Carrier
  • Perform analytical side x side comparisons of cost and benefits giving you evidence of the survey.
  • Develop communication material for your editorial review designed to attract and retain talent.
  • Communicate benefits with competent appropriately incentivized personnel on a one on one basis and in group presentations.
  • Inform your firm on issues of compliance, ERISA, COBRA, pertinent to its fiduciary responsibilities as they relate to the firms benefits

Some organizations The BeneChoice Companies serves:

  • Cities/States
  • School systems; colleges and universities
  • Federal government organizations
  • Hospitals
  • Nursing homes
  • Assisted living facilities
  • Doctor offices and clinics
  • Construction companies
  • Trucking companies
  • Manufacturing companies

Case Study: The BeneChoice Companies provided all open enrollment services above at no cost to the City of Montgomery in exchange for their support and assistance with ensuring that all benefit eligible employees were able to meet with a BeneChoice Companies benefits counselor during enrollment. In fact, the City of Montgomery was so committed to the process that they strongly suggested all their employees attend the group meetings and one-to-one counseling sessions. The results speak for themselves.

Results:

  • 94% of employees (2800 employees) met with The BeneChoice Companies benefit counselors for one-to-one educational meetings
  • Increased employee awareness and understanding in their benefits package
  • Tripled the number of participants in Flexible Spending Account saving tens of thousands of dollars to the City of Montgomery’s budget.

Contact Us

We would love to hear from you! Whether you are new to our world or a current client of ours, please reach out and let us know how we can help you.

Customer feedback is the lifeblood of our business. Tell us what’s on your mind, good or bad.

We respond to all customer feedback and look forward to hearing from you!

If you are trying to reach a certain person at our company, please address your message to them directly.